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Insurance companies are nothing if not competitive and once they know that you are a ‘savvy’ insurance buyer they will be able to give you their best prices. To do this successfully you will need to be sure that everyone is quoting you on exactly the same requirements. Otherwise you will not be able to compare the prices correctly. Or to put it another way, you will be comparing “apples with Bananas” and this will drive you nuts trying to sort out the different deals or auto insurance bids from their standard packages.